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As of 2010, the company was "organized into five segments: Insurance Products, Retirement Products," the US Business (including Auto & Home and Corporate Benefit.
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Some consumers can only afford $20 down payment car insurance and others need to get an even cheaper plan. Most insurers will demand that you pay part of the premium upfront before the policy becomes active. The problem is, some cash-strapped people can’t afford $90 or even a $50 down payment.
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