Car Insurance Drops At 25 When determining your car insurance rates, auto insurance companies go by the numbers, meaning they base the driver’s premium on their risk of making a claim/getting into an accident. For example, drivers who are under 25 years old, those who have poor driving records, or drivers with high-risk occupations will pay more. *DISCLAIMER: All information
Mar 6, 2015. Cars in insurance group 1 are the cheapest to insure. Take a look at our favourites.